Montgomery County property tax, in one number.
The typical Montgomery County homeowner pays $5,539 a year on a $640,300 home. That's below the Maryland rate (0.97%) and below the U.S. rate (0.94%).
Estimate my taxMontgomery County at a glance
Five numbers that shape a typical property tax bill here.
Property tax calculator
Enter a home value to see a typical yearly bill at Montgomery County's average effective rate, or pick another area.
- Bills and values rose together.The median tax paid went from $4,249 in 2015 to $5,861 in 2024 (+38%), and home values changed +39%.
- 15th highest rate in Maryland.Out of 24 Maryland counties with full data. Nationally, the rate is higher than in 55% of U.S. counties.
- Mortgage or not, bills are similar.Homes with a mortgage paid a median $5,457, and homes owned outright paid $5,725.
The data, charted
Median tax paid & effective rate
Owners vs renters
Effective rate by city
Largest Maryland counties
| County | Median tax | Rate |
|---|---|---|
| Baltimore city | $3,354 | 1.46% |
| Prince George's County | $4,771 | 1.12% |
| Baltimore County | $3,736 | 1.07% |
| Montgomery County | $5,539 | 0.87% |
| Anne Arundel County | $3,957 | 0.85% |
| Maryland | $4,093 | 0.97% |
Compare neighboring counties
Effective property tax rates in and around Montgomery County.
Cities and towns in Montgomery County
Places with at least 2,000 owner-occupied homes and reliable survey data.
- Germantown0.87% · $3,673
- Bethesda0.85%+ · $10,000+
- Rockville0.98% · $6,719
- Potomac0.86%+ · $10,000+
- Gaithersburg0.97% · $4,817
- Silver Spring0.83% · $5,360
- North Bethesda0.88% · $6,452
- Aspen Hill0.81% · $4,590
- Wheaton0.85% · $4,254
- Olney0.87% · $5,712
- Clarksburg0.81% · $5,517
- Montgomery Village0.78% · $3,025
- North Potomac0.86% · $7,143
- Damascus0.83% · $4,393
- Leisure World0.85% · $2,333
- Redland0.81% · $4,390
- Cloverly0.88% · $5,873
- Fairland0.85% · $4,039
- Calverton0.93% · $4,427
- Colesville0.79% · $4,890
- Kemp Mill0.78% · $4,649
- Takoma Park1.16% · $8,656
- Travilah0.75%+ · $10,000+
- Glenmont0.81% · $4,635
- Flower Hill0.82% · $3,786
- Chevy Chase0.80%+ · $10,000+
- North Kensington0.82% · $4,738
- Four Corners0.81% · $5,029
- South Kensington0.84% · $7,750
- Burtonsville0.90% · $4,413
- Darnestown0.88% · $8,441
Good to know
What is the property tax rate in Montgomery County?
The effective rate is about 0.87%. The median homeowner pays $5,539 a year on a home worth a median $640,300 (ACS 2020–2024). The legal tax rates set by each taxing unit are different numbers; the effective rate is what owners actually pay as a share of value.
How much is property tax on a $650,000 home in Montgomery County?
About $5,655 a year, or roughly $471 a month, at Montgomery County's average effective rate of 0.87%. Homestead, senior, veteran or other exemptions can lower the real bill, and a recent purchase or reassessment can raise it.
Why is my bill different from this estimate?
Your bill depends on your home's assessed value from the county assessor, the exact taxing units where you live (county, city, school district, special districts) and any exemptions you get. These figures are medians across all owner-occupied homes, not a bill for any address.
How current is this data?
It comes from the U.S. Census Bureau's American Community Survey 5-year estimates for 2020–2024, the latest release. Homeowners report the taxes they paid, so the numbers lag current bills by one to two years. We update the site when the Census Bureau publishes new estimates each December.
More: all Maryland counties · U.S. county rankings · calculator for any county