Chelsea property tax, in one number.
The typical Chelsea homeowner pays $3,321 a year on a $493,500 home. That's close to the Suffolk County rate (0.66%) and well below the U.S. rate (0.94%).
Estimate my taxChelsea at a glance
Five numbers that shape a typical property tax bill here.
Property tax calculator
Enter a home value to see a typical yearly bill at Chelsea's average effective rate, or pick another area.
- Owners without a mortgage pay more.Homes owned outright paid a median $3,421, versus $3,256 for homes with a mortgage.
- Share of income.The median bill equals about 4.6% of the median household income of $72,179.
The data, charted
Effective rate compared
Owners vs renters
Cities in Suffolk County
Chelsea compared
| Area | Median tax | Home value | Rate |
|---|---|---|---|
| Chelsea | $3,321 | $493,500 | 0.67% |
| Suffolk County | $4,649 | $705,800 | 0.66% |
| Massachusetts | $5,992 | $562,100 | 1.07% |
| United States | $3,119 | $332,700 | 0.94% |
Other cities in Suffolk County
Effective property tax rates nearby.
Nearby
- Suffolk County0.66% · $4,649
- Winthrop Town0.98% · $6,355
- Revere0.94% · $5,605
- Boston0.61% · $4,456
- Plymouth County1.17% · $6,502
- Norfolk County1.06% · $7,261
- Essex County1.04% · $6,430
- Middlesex County1.03% · $7,501
Good to know
What is the property tax rate in Chelsea?
The effective rate is about 0.67%. The median homeowner pays $3,321 a year on a home worth a median $493,500 (ACS 2020–2024). The legal tax rates set by each taxing unit are different numbers; the effective rate is what owners actually pay as a share of value.
How much is property tax on a $500,000 home in Chelsea?
About $3,350 a year, or roughly $279 a month, at Chelsea's average effective rate of 0.67%. Homestead, senior, veteran or other exemptions can lower the real bill, and a recent purchase or reassessment can raise it.
Why is my bill different from this estimate?
Your bill depends on your home's assessed value from the city or town assessor, the exact taxing units where you live (county, city, school district, special districts) and any exemptions you get. These figures are medians across all owner-occupied homes, not a bill for any address.
How current is this data?
It comes from the U.S. Census Bureau's American Community Survey 5-year estimates for 2020–2024, the latest release. Homeowners report the taxes they paid, so the numbers lag current bills by one to two years. We update the site when the Census Bureau publishes new estimates each December.
More: Suffolk County · all Massachusetts counties · calculator for any county