Charlotte property tax, in one number.
The typical Charlotte homeowner pays $2,808 a year on a $385,700 home. That's close to the Mecklenburg County rate (0.71%) and well below the U.S. rate (0.94%).
Estimate my taxCharlotte at a glance
Five numbers that shape a typical property tax bill here.
Property tax calculator
Enter a home value to see a typical yearly bill at Charlotte's average effective rate, or pick another area.
- Bills are up, rates are down.The median tax paid rose from $2,140 in 2015 to $2,975 in 2024 (+39%), while home values rose 129%. That pushed the effective rate down.
- Mortgage or not, bills are similar.Homes with a mortgage paid a median $2,826, and homes owned outright paid $2,745.
- Share of income.The median bill equals about 3.4% of the median household income of $82,068.
The data, charted
Median tax paid & effective rate
Owners vs renters
Cities in Mecklenburg County
Charlotte compared
| Area | Median tax | Home value | Rate |
|---|---|---|---|
| Charlotte | $2,808 | $385,700 | 0.73% |
| Mecklenburg County | $2,890 | $406,800 | 0.71% |
| North Carolina | $1,896 | $288,900 | 0.66% |
| United States | $3,119 | $332,700 | 0.94% |
Other cities in Mecklenburg County
Effective property tax rates nearby.
Nearby
- Mecklenburg County0.71% · $2,890
- Huntersville0.69% · $3,242
- Matthews0.68% · $3,047
- Davidson0.68% · $4,668
- Mint Hill0.67% · $2,866
- Pineville0.67% · $2,633
- Cornelius0.63% · $3,512
- Gaston County0.75% · $1,982
- Cabarrus County0.73% · $2,586
- Iredell County0.61% · $1,952
- Lincoln County0.58% · $1,856
- Union County0.57% · $2,396
- Lancaster County0.50% · $1,657
Good to know
What is the property tax rate in Charlotte?
The effective rate is about 0.73%. The median homeowner pays $2,808 a year on a home worth a median $385,700 (ACS 2020–2024). The legal tax rates set by each taxing unit are different numbers; the effective rate is what owners actually pay as a share of value.
How much is property tax on a $400,000 home in Charlotte?
About $2,920 a year, or roughly $243 a month, at Charlotte's average effective rate of 0.73%. Homestead, senior, veteran or other exemptions can lower the real bill, and a recent purchase or reassessment can raise it.
Why is my bill different from this estimate?
Your bill depends on your home's assessed value from the county assessor, the exact taxing units where you live (county, city, school district, special districts) and any exemptions you get. These figures are medians across all owner-occupied homes, not a bill for any address.
How current is this data?
It comes from the U.S. Census Bureau's American Community Survey 5-year estimates for 2020–2024, the latest release. Homeowners report the taxes they paid, so the numbers lag current bills by one to two years. We update the site when the Census Bureau publishes new estimates each December.
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